When your finances are in crisis mode, it’s time to trim your budget to its bare bones. I believe everyone needs a bare-bones budget because life is so unpredictable. Changes in job status, health, or even marital status can happen quickly, and they often catch us off guard. Creating a bare-bones budget before a crisis…
Has job loss, debt, or unexpected life events wrecked your finances? If so, using a bare-bones budget is a perfect way to get back on your feet. In 2015, my husband and I lost more than half of our income. We were newly-weds, just starting out with our adult jobs and life was good until…
It’s time to budget for September! Budgeting is one of my favorite things to do. I love the feeling of slowly chipping away at our goals. While I love that feeling, sometimes we have rough months where things don’t go according to plan. In August, we spent more money than we should have and I…